Terms Of Use

Terms of Use

Welcome to the internet site of Budget Challenge (the “Site”), the financial program that brings everything together to get young people ready to manage their finances.  The effective date of these Terms of Use is 9/5/2014.  This version of the Terms includes revisions made through that date, and replaces and supersedes any prior terms of use applicable to this site.

These Terms of Use (“Terms”) constitute a contract between you and ProperLiving, LLC.  Please read these Terms carefully so that you understand the conditions for accessing and using the Site and associated services.  We may make changes to these Terms from time to time as our Site develops, so check back frequently.  Your continued use of the Site and associated services following any posted changes to the Terms constitutes your consent to them.  If you do not agree to the Terms, please do not use our Site.

Privacy Policy

By using this site, you consent to our collection and use of Personal Information as discussed in our Privacy Policy, which is hereby incorporated into these Terms.  A copy of the Privacy Policy can be accessed here:  http://www.budgetchallenge.com/privacy.aspx

Permitted Use

This Site and its related services are intended only for use by those who are 14 years of age or older.  If you are under the age of 14, you may not use the Site.  This Site is intended to provide information and services for your personal use.  We grant you a limited, nonexclusive, revocable license to make personal and non-commercial use of the Site.  This license does not include the right to modify, reproduce, copy, or resell any of the content of the Site; to bypass any technical measures used to prevent or restrict access to any portion of the Site; to use any data mining, robots, or similar automated data gathering and extraction tools to access the Site; to violate or attempt to violate the security of the Site; or to interfere with or attempt to interfere with the proper working of the Site.

You agree to use this Site only for lawful purposes and in accordance with these Terms.  You acknowledge that your use of this Site is at our sole discretion, and your license to use the site may be terminated by us at any time.  We reserve the right, in our sole discretion, to refuse service to anyone and to block or prevent your future access to and use of this Site. 

Your Account

Before you can make use of certain services associated with this Site, you must register on the Site.  You agree and warrant that all information you provide to us through this site, including but not limited to any contact information and other registration information for your account, is truthful and accurate.  You further agree to inform us promptly of any changes to your contact information during the time in which you are participating in Site activities.

You agree to accept responsibility for all activities that occur under your account.  You agree not to disclose your account password to others, and you agree to notify us immediately of any unauthorized use of your account.  We are neither responsible for nor liable for any loss or other injury that you may incur as a result of someone else using your user account or password, either with or without your knowledge.

Trademarks and Copyrights

The trademarks, trade dress, logos, and service marks displayed on this Site are owned by ProperLiving, LLC.  Nothing contained on this Site may be construed as granting, by implication, estoppel, or otherwise, any right or license to use any trademark.

All content on the Site, including without limitation text, photographs, graphics, layout, and design, is owned by ProperLiving, LLC, or ProperLiving, LLC has been granted permission to use the content. Nothing contained on this Site may be construed as granting, by implication, estoppel, or otherwise, any right or license to use any copyrighted material on the Site.  Notwithstanding the foregoing, you may download a single copy of the content on the Site for your personal, noncommercial use, provided all copyright and other proprietary notices are kept intact and provided that you do not modify the content in any manner.

Disclaimer of Warranties; Indemnification

This Site, its content, and any associated services are provided by US on an “as is” or “as available” basis.  We make no representations or warranties of any kind, express or implied, as to the operation of this Site, to the information, content, materials, or products included on this Site, or to the functionality, of any services associated therewith.  To the fullest extent permissible by applicable law, WE disclaim all implied warranties, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

by using the Site, you acknowledge that your use of the site is at your own risk.  WE will not be liable for damages of any kind arising from or otherwise related to your use of the site, including without limitation direct, indirect, incidental, punitive, and consequential damages, even if we have been advised of or should have known of the possibility of such damages.  You agree that if you are dissatisfied with the Site, your sole and exclusive remedy is to discontinue using the Site.

certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages.  if these laws apply to you, some or all of the above disclaimers, exclusions, or limitation may not apply to you, and you may have additional rights.

You agree to indemnify, defend, and hold harmless ProperLiving, LLC, their agents, distributors, and affiliates, and their officers, directors, and employees, from and against any claims, demands, damages, costs, and expenses, including without limitation reasonable attorney’s fees, arising from or related to your use of the Site, your submission of any content, or your breach of any provision of these Terms or any warranty hereunder.

You agree that all disputes concerning the construction, interpretation, validity, effect, and enforceability of these Official Rules will be governed by the laws of the State of Ohio without regard to conflicts of laws provisions. You agree that exclusive jurisdiction over any legal action arising out of or in connection with Budget Challenge or your use of the Site will be in state or federal courts located in or nearest to Hamilton County, Ohio, and by participating in the Site activities you consent to such jurisdiction and venue and consent to resolve any such claims individually and without resort to class action.

Contact Us

If you have a question regarding Site policy, please contact us by mail at:

ProperLiving, LLC

3874 Paxton Ave., #9115

Cincinnati, Ohio 45209

or by telephone at:  513-335-0619

or by email at:  support@budgetchallenge.freshdesk.com