Personal Finance is the comprehensive companion textbook for Budget Challenge, the award-winning, real-time financial literacy simulation used by over 800,000 students and over 10,000 teachers. Highly relevant topics, student-focused narrative, section pre-reading questions, and charts, graphics and text using the latest data make Personal Finance the most relevant and compelling financial literacy test available. End of chapter questions focus on application and higher order thinking skills with Math, ELA and In the Sim extension questions and activities for each chapter. The seventeen chapters include Keys to Financial Success, Playing Budget Challenge, Employment, Banking, Loans and Credit Cards, Savings and Investing, Investing for Retirement, Purchasing and Consumer Protection, Buying or Leasing a Vehicle, Housing, Insurance and Managing Risk: Motor Vehicle and Property, Insurance and Managing Risk: Health, Life and Disability, Building and Managing Credit, Data Security, Taxes, The Next Steps, and Paying for College. Budget Challenge meets state standards for financial literacy or personal finance. State standard correlation document available on request. A companion teacher guide includes lesson suggestions, content area vocabulary, answer keys and additional reproducible student resources.