Budget ChallengeĀ® - Learning That Lastsā„¢

Our patented, learn-by-doing approach works best for colleges and high schools. Think of the 10-week Budget Challenge® Road Test as the first ever lab component for personal finance. School labs have always delivered the best hands-on learning. This is the only program in the world where students can actually practice important financial skills such as,

  • Create an emergency fund
  • Pay bills on-time
  • Pay-off a credit card
  • Protect credit health
  • Save for retirement
  • Pay down student loan debt

Budget Challenge bridges the gap between theory and reality by providing a safe environment for participants to apply knowledge and practice skills. This is why Budget Challenge delivers superior retention and why it is learning that lasts. Students even experience realistic consequences of financial mistakes such as bank fees, late fees, and damage to credit health. Many of student's costly 'rookie mistakes' are made in the simulation and not in the real world. Set students up for a brighter future with Budget Challenge.

See Program Results    Read White Paper Downloadable Flyer


Simulation Schedule

Simulation Period Student Registration Opens Teacher Class Creation Deadline
Must create class by 11:55PM local time on:
Simulation Start Date
Vendor Selections must be complete by 11:55PM local time on:
Simulation End Date
Ends at 11:55PM local time on:
2019_Jun27_to_Sep5 6/13/2019 6/20/2019 6/27/2019 9/5/2019
2019_Jul4_to_Sep12 6/20/2019 6/27/2019 7/4/2019 9/12/2019
2019_Jul11_to_Sep19 6/27/2019 7/4/2019 7/11/2019 9/19/2019
2019_Jul18_to_Sep26 7/4/2019 7/11/2019 7/18/2019 9/26/2019
2019_Jul25_to_Oct3 7/11/2019 7/18/2019 7/25/2019 10/3/2019
2019_Aug1_to_Oct10 7/18/2019 7/25/2019 8/1/2019 10/10/2019
2018_Aug8_to_Oct17 7/25/2019 8/1/2019 8/8/2019 10/17/2019
2019_Aug15_to_Oct24 8/1/2019 8/8/2019 8/15/2019 10/24/2019
2019_Aug22_to_Oct31 8/8/2019 8/15/2019 8/22/2019 10/31/2019
2019_Aug29_to_Nov7 8/15/2019 8/22/2019 8/29/2019 11/7/2019
2019_Sep5_to_Nov14 8/22/2019 8/29/2019 9/5/2019 11/14/2019
2019_Sep12_to_Nov21 8/29/2019 9/5/2019 9/12/2019 11/21/2019
2019_Sep19_to_Nov28 9/5/2019 9/12/2019 9/19/2019 11/28/2019
2019_Sep26_to_Dec5 9/12/2019 9/19/2019 9/26/2019 12/5/2019
2019_Oct3_to_Dec12 9/19/2019 9/26/2019 10/3/2019 12/12/2019
2019_Oct10_to_Dec19 9/26/2019 10/3/2019 10/10/2019 12/19/2019
2019_Oct17_to_Dec26 10/3/2019 10/10/2019 10/17/2019 12/26/2019
2019_Oct24_to_Jan2 10/10/2019 10/17/2019 10/24/2019 1/2/2020
2019_Oct31_to_Jan9 10/17/2019 10/24/2019 10/31/2019 1/9/2020
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Live Demo Webinar

Times are in Eastern Daylight time (EDT)

Teacher Feedback

  • Over 90% of teachers found Budget Challenge® to be an effective way to teach personal finance.
  • Over 85% of teachers plan to continue using Budget Challenge®.
  • Over 85% of teachers would recommend Budget Challenge® to a colleague.
  • 97% of teachers stated their students’ knowledge of personal finance improved by participating in Budget Challenge®.


Teachers have used Budget Challenge®

Student feedback

  • 92% said they were more likely to check their account balance before writing a check.
  • 89% said they were more confident.
  • 91% said they were more aware of money pitfalls and mistakes.
  • 87% said they were better able to avoid bank and credit card fees.
  • 84% said they were better able to understand fine print and 79% said they were better able to compare financial products.

Students have played Budget Challenge®


Our program even includes a free mobile app as an option for students who want to pay bills with their mobile phones or other devices. The mobile app is provided for both iOS and Android devices. Students can access the app by clicking on Bank>Bill Payer App once logged into budgetchallenge.com or by going to the App Store or Google play and searching "Budget Challenge®".